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Unity Bank Unifi 2.3 Update Brings Enhanced Security and Faster Mobile Payments

By: Ovie George

January 21, 2026

2 minute read

Unity Bank’s Unifi mobile banking app is updated to version 2.3, offering stronger security, improved QR payments, and smoother bill payment and money transfer features for Android and iOS users.

Unity Bank has released Unifi 2.3, the latest version of its mobile banking app, featuring upgraded security protocols and enhanced functionality for bill payments, money transfers, and everyday transactions.

The update expands quick-access features, streamlines QR code payments, and improves protection around digital banking activities. Unity Bank says these enhancements are part of a wider effort to boost mobile banking safety, usability, and convenience, particularly for retail and tech-savvy customers.

Focus on Security and Smooth Banking Experience

Adenike Abimbola, Divisional Head, Retail, SME, Digital Banking & Fintech Partnerships at Unity Bank, explained:

“The Unifi 2.3 update responds to customer feedback by enhancing functionality, strengthening security, and simplifying key payment and transaction processes.”

She emphasised that the app is designed for seamless and reliable banking anytime, anywhere, reflecting the shift of Nigerian banking activities from branches to mobile platforms.

“Unifi remains central to our strategy of delivering intuitive, secure, and inclusive digital solutions. We will continue to invest in technology and platform enhancements that support financial inclusion, adoption, and improved customer experience,” Abimbola added.

Key Features in Unifi 2.3

The new Unifi update includes:

  • Stronger security measures to safeguard customer data
  • Faster QR code payments for retail and commercial transactions
  • Expanded quick-access options for bill payments, airtime purchases, and transfers
  • Improved app reliability with reduced transaction delays on both Android and iOS

The update ensures real-time transactions are secure, quick, and user-friendly, meeting evolving customer expectations.

Strengthening Unity Bank’s Mobile Presence

Since its introduction, Unifi has become a key channel for customer onboarding and daily banking, especially among younger, mobile-first users. The latest improvements make it easier for customers to enjoy branch-free, convenient banking, including transfers, payments, and QR-enabled transactions.

As mobile banking adoption grows in Nigeria, Unifi 2.3 positions Unity Bank as a competitive option for secure, fast, and efficient digital banking.

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