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Cellulant and Pesalink Partner to Enable Instant Bank-to-Merchant Payments in Kenya

By: Efua Nana

October 2, 2025

2 minute read

Cellulant partners with Pesalink to power instant bank-to-merchant payments in Kenya, boosting digital transactions with seamless, secure, and real-time settlement for businesses and consumers.

Cellulant, a leading African payments technology company, has announced a strategic partnership with Pesalink to simplify and accelerate digital payments in Kenya. The collaboration integrates Cellulant’s Tingg payment platform with Pesalink’s extensive financial network, enabling direct bank-to-merchant payments across the country.

Pesalink currently connects more than 80 financial institutions, including 39 commercial banks, SACCOs, and fintechs, making this partnership a milestone in Kenya’s growing digital economy.

Instant Payments Directly from Bank to Merchant

With this new service, millions of Kenyan consumers can now:

  • Pay directly from their bank accounts to merchants in a single step
  • Avoid the hassle of moving money between mobile wallets, accounts, or third-party platforms
  • Enjoy instant settlement for every transaction

For businesses, this means no more payment delays or reconciliation challenges, as each transaction comes with a unique identifier for easy tracking and transparency.

Boosting Kenya’s Digital Economy

The Cellulant–Pesalink partnership is expected to drive efficiency and trust in Kenya’s financial ecosystem by:

  • Eliminating fragmentation across different payment platforms
  • Ensuring faster, more reliable transactions
  • Providing businesses with real-time settlement and enhanced reconciliation tools
  • Offering consumers greater convenience, security, and confidence in digital payments

This move further cements Kenya’s role as a leader in Africa’s digital payments transformation, ensuring that both merchants and consumers benefit from a seamless financial experience.

Key Takeaway

By integrating Cellulant’s Tingg platform with Pesalink’s network, Kenya’s digital payments sector takes a major leap forward. The partnership enables instant, bank-to-merchant payments, empowering businesses with real-time settlement and giving consumers a faster, safer, and more convenient way to transact.

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